Updated: 14 April 2026
1. Eligibility and Right of Use
You may use the website operated by copy, reproduce, distribute, publish, modify, store, transfer, or otherwise use the content without prior written permission from Louhi Cognitive Technologies Oy Trustor the relevant rights holder, except as permitted by the Finnish Copyright Act (404/1961);
(“Governance Data )”, “we”, “us”, “our”) (the “Site”) only if you have the legal capacity to enter into binding agreements under applicable law. By accessing or using the Site, you confirm that you meet this requirement.
Your access to and use of the Site constitutes your agreement to comply with these Terms of Use (“Terms”) and all applicable legislation. If you do not agree to these Terms, you must not use the Site.
2. Intellectual Property Rights
All content on the Site—including text, images, graphics, logos, videos, software, and other materials—is the property of Louhi Cognitive Technologies Oy or its licensors, unless otherwise stated. The content is protected by copyright and other intellectual property laws.
You may:
- view and print material from the Site for your personal, non-commercial use.
You may not:
- copy, reproduce, distribute, publish, modify, store, transfer, or otherwise use the content without prior written permission from Louhi Cognitive Technologies Oy Trustor the relevant rights holder, except as permitted by the Finnish Copyright Act (404/1961);
- copy or reuse any trademarks, trade names, or logos appearing on the Site without written permission.
When quoting content under copyright exceptions, the source must always be indicated.
Copyright Notice and Use of this Site. The Site contains copyrighted material, trademarks, and other proprietary information, including comments, articles, information, brochures, data, text, software, photos, videos and graphics. The contents of the Site are subject to copyrights owned by Louhi Cognitive Technologies Oy and other individuals or entities and are protected by Finland and EU copyright laws. Except as otherwise provided in a written agreement between you andLouhi Cognitive Technologies Oy, you may not modify, copy, reproduce, republish, upload, post, transmit, transfer, or distribute in any way any of the contents of this Site. You may not distribute copies of materials found on the Site in any form (including by e-mail or other electronic means), without prior written permission from Louhi Cognitive Technologies Oy. You may, however, download content from this Site solely for your personal, non-commercial use or any other agreement between you and Governance Data Oy provided you keep intact all copyright and other legal and proprietary notices.
3. Acceptable Use and User Obligations
You agree to use the Site in a lawful and responsible manner. You must not:
- violate the rights of others or any applicable laws;
- use the Site for harmful, unlawful, or fraudulent purposes;
- attempt to access any part of the Site or its servers without authorization;
- use the Site in any way that could harm Louhi Cognitive Technologies Oy, its partners, other users, or third parties.
You agree NOT to use the Site or related services (“Services”) to:
- violate any law or third-party rights;
- generate harmful, illegal, discriminatory, or malicious AI content;
- harm or disrupt blockchain networks or smart contracts;
- attempt unauthorized access, injections, or reverse-engineering;
- use the Services for fraud, market manipulation, or unauthorized financial activity.
4. Privacy and Cookies
Your personal data may be collected and processed in accordance with our Privacy Policy. The Site may use cookies and similar technologies to improve functionality, analyze traffic, and enhance user experience.
Cookies may include both short-term and long-term identifiers used to store information about service usage and online behavior. For more details on how we process personal data and use cookies, please refer to our Privacy Policy.
5. Third-Party Websites
The Site may contain links to third-party websites. Louhi Cognitive Technologies Oy does not control, endorse, or assume liability for the content, services, or practices of such third-party sites. Accessing third-party websites is entirely at your own risk.
You are responsible for reviewing and accepting the terms of use, privacy policies, and other applicable conditions of any third-party websites before using them.
6. Changes to the Site and Terms
We may modify the Site, its content, these Terms, or the availability of the Site at any time without prior notice. Updated Terms will take effect upon publication on the Site. Your continued use of the Site constitutes acceptance of the updated Terms.
The Site is intended for use in Finland. Finnish law applies regardless of the user’s location, subject to mandatory provisions of applicable consumer or data protection law in your country of residence where relevant.
7. Disclaimer of Warranties and Limitation of Liability
Your use of the Site is at your own risk. The Site and its content are provided “as is” without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, fitness for a particular purpose, non-infringement, or availability.
Louhi Cognitive Technologies Oy does not guarantee:
- uninterrupted or error-free operation of the Site; or
- that the Site or its content is suitable for any particular purpose.
To the fullest extent permitted by law, Louhi Cognitive Technologies Oy is not liable for any direct, indirect, incidental, or consequential damages arising from or related to the use or inability to use the Site or Services, even if advised of the possibility of such damages.
Nothing on the Site constitutes an offer, recommendation, or solicitation to buy or sell securities or financial instruments, nor any investment advice. All legal transactions with Generative Digital Trust require a separate written agreement.
Nothing on the Site or Services constitutes:
- investment advice,
- legal advice,
- financial recommendations,
- an offer to buy or sell tokens, securities, or other assets.
Nature of Services (AI and Blockchain)
Our Services may include, but are not limited to:
- AI-generated content, analytics, predictions, or automated outputs;
- blockchain-based features such as wallets, on-chain data, smart contracts, or token interactions;
- dashboards, data tools, APIs, or other digital functionalities.
8. Governing Law and Dispute Resolution
These Terms are governed by Finnish law, without regard to its conflict of laws principles. Any disputes arising out of or relating to these Terms, the Site, or the Services shall primarily be resolved through negotiation.
If no settlement is reached, disputes will be submitted to the District Court of Helsinki as the court of first instance, unless mandatory law requires otherwise.
9. Contact Information
For questions regarding these Terms, or to contact Louhi Cognitive Technologies Oy regarding the Site or Services, please use the following contact details: